Pay With Installments

Temporarily unavailable due to a recent Ohio law change.

A New Way To Pay

Apply in studio or at home

For purchases of $250-$10,000, answer a few simple questions to see if you’re eligible.

Pick the right plan for you

What you see is what you pay. You won’t find hidden surprises, like early payment fees or deferred interest.

Make it yours

If you’re approved, you’ll instantly get a digital card to pay for your purchase. It’s that easy.

Frequently Asked Questions

How quickly will I know the status of my application?

In most cases, you’ll receive an instant notification about the status of your application. Any exceptions will be reviewed and notified of eligibility within 1-2 business days.

Will this affect my credit score?

As a first step, we perform a soft credit check to verify your identity and determine if you meet our basic criteria. This soft credit check will not affect your credit score. If you meet this criteria and continue with the application process, then your credit report will show an inquiry from Square Capital, which could affect your credit score.

We will let you know about these different steps as you go through the Square Installments experience.

What are my payment term options?

It depends on the plan length you pick. You can select to pay Square Capital back monthly over 3, 6, or 12 months.

Is this a credit card?

No. This is a one-time-use monthly payment plan that you’ll get instantly when you’re approved. This is not an open line of credit like a credit card. You won’t have to worry about getting a credit card in the mail or having another card in your wallet.

Need more help?

Visit the full FAQ by visiting and/or email Square Capital directly at

Please note, due to restrictions, you will see our holding company’s name
Matthew Brands LLC when applying. Don’t worry, it’s still Portraits By Matthew.

Please do not apply until we send you a confirmed total
which may include applicable sales tax.